FreshAuthority / Compare / XDate Alert
XDate Alert is arguably the strongest insurance-signals product in this category: $39/mo for every state it covers, a no-card trial, and a forgot-to-cancel refund nobody else offers. FreshAuthority answers with all 50 states, a 6:00 AM ET delivery commitment, full-contact grant files in every tier, and a numeric accuracy guarantee. The details:
| FreshAuthority | XDate Alert | |
|---|---|---|
| All-states price | $79/mo — every one of the 50 states | $39/mo Solo — every covered state; Agency $79/mo for up to 10 people |
| State coverage | All 50 states | 47 states — three states' agents are not served |
| Trial | Free 7-day trial, card required, full files deliver during the trial | 7-day free trial, no card; CSV export unlocks only when the paid plan starts |
| Forgot to cancel? | Cancel anytime from your Stripe receipt | Full refund if you ask within 7 days of your first charge — a mechanic we genuinely admire |
| Free sample | 25 leads from your state, full contacts, emailed to you | Free state sample by email — real carriers, up to 3 states |
| What you get | A daily CSV file: new grants with full contacts + renewals due in 60 days + lapsed liability, in every tier | Four insurance signals — cancellation filed, new authority with no insurance on file, insurance suspension, upcoming renewal (2–10 weeks out) — ranked by measured switch likelihood, in a morning email + dashboard |
| Delivery | By 6:00 AM Eastern, Mon–Sat, as a CSV in your inbox | Daily morning email + dashboard |
| Contact accuracy | Guaranteed: ≥95% contactable or the month is free | No accuracy guarantee published; they publish measured switch-rate statistics instead |
| Who else can use it | Factoring and dispatch buyers too — grants carry phone, email, fleet size and cargo | Insurance agents only — signals, not a grants-with-contacts file |
Prices and terms checked on each vendor's own public pages on October 30, 2026. Vendors change pricing — verify before you buy, including ours.
XDate stops at 47 states and ranks signals in a dashboard. FreshAuthority covers every state, commits to 6:00 AM ET in your inbox, hands you the actual grant rows with full contacts (usable by factoring and dispatch teams too), includes renewals and lapses in every tier rather than treating timing as the whole product, and guarantees ≥95% contactability — or the month is free. During the trial you get the real files, CSV included.
If you write in XDate's 47 covered states, $39 for all of them is a strong price, the no-card trial plus the forgot-to-cancel refund makes starting painless, and their switch-likelihood ranking is backed by published measurements (they report about 35% of carriers move insurer at their first renewal). If ranked signals beat raw files for your workflow, XDate is a fair pick — it just isn't the daily grants file.
Judge it on real rows — get the free 25-lead sample Or start the free 7-day trial →